Recruitment Matters Africa (Pvt) Ltd
A leading Financial Services company is in the market for a Business Development Officer who will be responsible for the growth, development, monitoring, and analysis of their Credit Book.
Responsibilities
Implements business strategies to achieve the unit’s targets in line with the unit’s strategic goals
Monitors branch performance and general oversight of branch operations in liaison with respective branch supervisors.
Assists the unit in coming up with new Business Development Initiatives to grow the portfolio.
Manages credit, operational, and market risk.
Ensures good quality of lending, as measured by losses and provisions for bad debts and fraud.
Analyzes and interprets Management Information Systems reports and takes appropriate action.
Assists in managing all components of the Unit’s budget.
Ensures compliance with all Audit, Compliance, and MFI regulations
Stays abreast with changes relating to the microfinance industry and suggests innovative ways to keep ahead and ensure compliance/best practices.
Plans yearly, monthly, weekly, and daily disbursement activity planning in coordination with all the branch supervisors.
Determines and ensures adherence to policy, service levels, controls, and checks.
Provides input to Board reports write-ups in liaison with the Manager
Manages loan disbursement to meet the set targets.
Prepares monthly overall unit performance reports for review by Manager
Assists with Internal Audit and external audits and ensures nil critical/ repeated audit observations
Prepares the SBU’s quarterly returns and submits them for review to the Manager
Evaluates all Branch supervisor’s reports
Reviews and authorizes customers’ payments.
Any other duties from time to time as assigned by the Manager
Key Skills
Financial reporting standards
Excellent knowledge of banking products and loan origination processes with a good understanding of risk management and procedures.
Proven track record of the use of loan application packages.
Strong analytical capabilities and ability to manage large numbers of clients.
Must be able to work independently and deal with high workflow levels.
Excellent knowledge of Microfinance products.
Qualifications
Degree in Banking, Finance, Accounting, or a related field.
Professional qualifications such as full IOBZ/ACCA/CIS/CFA
Minimum 3-5 years experience in a Financial Institution.
TO APPLY
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